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CU Medallion [60244]
TigerPulse: 100%
Posts: 42567
Joined: 11/30/98
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welp, my credit card info was compromised once again
Feb 24, 2020, 8:57 AM
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Some a-hole(s) charged Uber rides to it this weekend in parts unknown, found out last night when checking my account. I saw on the news that the Las Vegas MGM Hotel had been hacked, and I stayed there this past year, so not at all surprised.
4th time this has happened to me, 2nd in last 6 months. Hadn't even worn the new off this card yet. Even though I average less than 5 credit card transactions a month (counting my automatic payment deductions), I still get hit. I'm on the verge of just going back to cash and checks only.
Talking to the phone rep lady at the bank, lamenting what a P in the A this is, and I realized, why am I complaining to you, I bet you do this a hundred times a day. She said - "way more than that".
Here we go again.
Cancel card.
Wait for new one to arrive.
Activate.
Go through the process of updating all my automatic payments and online accounts.
Lather.
Rinse.
Repeat.
Sigh.
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Oculus Spirit [79292]
TigerPulse: 100%
Posts: 24955
Joined: 8/29/12
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When I stopped saving my CC deets online,
Feb 24, 2020, 9:27 AM
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I stopped getting fraud charges. Dunno if it actually worked, but it my mind, it worked.
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Hall of Famer [22339]
TigerPulse: 100%
Posts: 7580
Joined: 3/3/99
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that's what I do, I never save CC info...it's a pain to have
Feb 24, 2020, 10:31 AM
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to enter it every single time, but I've never been hacked. Like you, not sure if that's why, however...
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CU Medallion [60244]
TigerPulse: 100%
Posts: 42567
Joined: 11/30/98
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I don't save it either. I just look at the online bank site
Feb 24, 2020, 10:52 AM
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account info once a week or so. Paranoid since I have been compromised so many times. Not sure what you even mean by "saving" credit card info. Believe me, I do as little online financially as I possibly can.
I just wanna find one of the basturds trying to steal from me once. So helpless knowing you can't identify these soulless creeps.
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Hall of Famer [22339]
TigerPulse: 100%
Posts: 7580
Joined: 3/3/99
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Saving the CC info online when you make a purchase... you know
Feb 24, 2020, 11:19 AM
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whether it's Pizza Hut or Amazon or whatever, they always want you to save it for convenience sake, to make it easier next purchase. At most they'll ask for the 3 digit security code next time, but some don't even do that. You just click Use Saved Card and submit, and boom transaction done. Or if you set up "auto pay" for a recurring monthly bill, then your info is sitting out in a database somewhere forever. But I'm pretty paranoid about crap like that, so I just enter all the info from scratch every time...
It's a battle to stay off the grid. Like when you buy something at a store, and they start saying they need your phone number or email... NOPE. I forget the store, but I was told they couldn't complete the purchase without it, the POS system required it. I just said - sorry, walked out the door and left the chit sitting there.
I deleted my FB account years ago. It was kinda silly and stupid anyway, didn't see what the hype was all about. Yeah, initially I reconnected with some old HS folks, but he1l, I really didn't like most of em back then, when I was forced to be around them for 12 years. And we haven't spoken since. Why would I give a damm 40 years later about their grandkids birthday, or what they had for dinner, or their political views...
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CU Medallion [60244]
TigerPulse: 100%
Posts: 42567
Joined: 11/30/98
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oh, that. I have a couple of those but not many
Feb 24, 2020, 11:33 AM
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for automatic deduct like insurance and DirecTV, the bills that are the same every month. IPTAY has my CC number (not the new one yet, though  ">)I don't use Amazon at all, and all my pizzas/food are carry out cash (nobody delivers to the boonies). I use PayPal for most online buys. I only use my credit card for out-of-town travel and purchases over $100. Cash for small stuff like groceries & gas.
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Hall of Famer [22339]
TigerPulse: 100%
Posts: 7580
Joined: 3/3/99
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Yeah, I find myself using cash more and more often these days...
Feb 24, 2020, 11:53 AM
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You go to Bi-Lo for a case of beer and a gallon of milk. Takes 3 effin cards... they want to scan your Savings card, then your DL for alcohol purchase, then you use your debit/credit card. And then they have to print out that big long receipt with your Savings account status...plus all the coupons. JFC, a simple purchase now takes twice as long as it used to... you just threw down a couple $20 and got your change back. As I've tried to explain to people for years... a lot of this new technology is actually making everything more inefficient. LOL
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Oculus Spirit [79429]
TigerPulse: 100%
Posts: 63272
Joined: 10/30/05
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Yes, like getting gas now. You basically have to answer a
Feb 24, 2020, 11:57 AM
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questionnaire, which is awesome when it's like 30 degrees and windy out.
Nothing is about customer convenience anymore, it's almost like they want you to be as inconvenienced as possible. Don't even get me started on people/business "systems". I DGAF what's easier for you and your system, process my GD payment and act like you half way give a #### about having me as a customer.
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CU Medallion [60244]
TigerPulse: 100%
Posts: 42567
Joined: 11/30/98
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Press yes/no: "Do you want a receipt?"
Feb 24, 2020, 12:34 PM
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Press yes/no: "Do you want cash back?"
Press yes/no: "Do you want to give $1 to the Crippled Homeless Stray Animal Fund?"
NOOOOO!!
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All-In [35541]
TigerPulse: 100%
Posts: 14328
Joined: 4/7/17
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Re: welp, my credit card info was compromised once again
Feb 24, 2020, 9:48 AM
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I have a checking acct set up at the bank that doesn't have a debit card attached to it. That's where all my automatic payments come out of. I assume there is a lesser chance of that acct getting hacked than my CC or debit card accts. That why I don't have to go through the process of having to update those payments.
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Lot o points [156036]
TigerPulse: 100%
Posts: 65875
Joined: 5/6/13
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were there any charges at the Montecito?***
Feb 24, 2020, 9:54 AM
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CU Medallion [60244]
TigerPulse: 100%
Posts: 42567
Joined: 11/30/98
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I had to look that word up.
Feb 24, 2020, 10:54 AM
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City where Oprah lives. And is subject to mudslides. That's all I got.
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Lot o points [156036]
TigerPulse: 100%
Posts: 65875
Joined: 5/6/13
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Re: I had to look that word up.
Feb 24, 2020, 12:35 PM
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19B® Scooter needs a little help here.
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Oculus Spirit [79429]
TigerPulse: 100%
Posts: 63272
Joined: 10/30/05
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I keep wondering when enough will be enough for people
Feb 24, 2020, 10:56 AM
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Identity theft is something millions of people deal with every year, yet we keep putting more and more info out there. Connecting everything we own to the internet, relying on digital currency for all our transactions. Seems like an unnecessarily fragile system we've built.
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Hall of Famer [23994]
TigerPulse: 100%
Posts: 10557
Joined: 6/28/17
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People will find ways to game the system no matter how it
Feb 24, 2020, 11:02 AM
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is. Those people stealing CC info would be out committing some other crime. Maybe robbing people point blank. Who knows?
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Oculus Spirit [79429]
TigerPulse: 100%
Posts: 63272
Joined: 10/30/05
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I respect a man that will rob me face to face much more than
Feb 24, 2020, 11:43 AM
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an identity thief. I suspect most identity thieves would be too lazy to commit physically demanding crimes, anyway.
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Lot o points [156036]
TigerPulse: 100%
Posts: 65875
Joined: 5/6/13
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Oculus Spirit [75774]
TigerPulse: 100%
Posts: 108888
Joined: 10/26/03
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They have stolen identity, how ya gonna be sure
Feb 24, 2020, 11:39 AM
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you've got the right guy?
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Oculus Spirit [75774]
TigerPulse: 100%
Posts: 108888
Joined: 10/26/03
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LOL checks, like just handing folks
Feb 24, 2020, 11:31 AM
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your account information is safe.
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