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Replies: 36
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All-In [27152]
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Have been seriously considering a new car.
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Mar 14, 2024, 9:28 PM
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Then saw what a car payment would look like at 36mo at current interest rates, even with a decent trade in.
#DriveItTillTheWheelsFallOff
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Hall of Famer [24119]
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Re: Have been seriously considering a new car.
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Mar 14, 2024, 9:34 PM
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I just sold the old Jeep and probably won't purchase another one for a while. I hate driving around here anyway.
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110%er [9035]
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Re: Have been seriously considering a new car.
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Mar 14, 2024, 9:42 PM
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i am in the market for a used sienna or highlander
*topgun music*
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110%er [7004]
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We test drove the Grand Highlander and really liked it.
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Mar 14, 2024, 9:45 PM
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The Palisade was shockingly impressive, too. It felt like a luxury vehicle.
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110%er [7004]
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Watchu looking at getting?
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Mar 14, 2024, 9:42 PM
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We are about to pull the trigger on a new kid mover. So I will get to pay current rates for (likely) minivan AND drive my old sedan until the wheels fall off. Best of both worlds really.
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All-In [27152]
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Selling my '13 Forester and going with a Prius Prime.
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Mar 14, 2024, 9:52 PM
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The 'bru only has 83k miles on it, so I was thinking of selling it to squeeze out as much value as I can, but the interest rates right now would be like burning a pile of cash, especially compared to no car payment.
My daily "commute" is also about 5 miles, so also hard to justify taking on a car payment for it to sit in the garage.
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CU Medallion [58443]
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Wifey drives the "new" car, a 2017 Outback. Me, I'm still driving the
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Mar 14, 2024, 10:04 PM
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2003 Camry I bought new. It only has 137k miles on it, and runs and drives like a new car. Everything on it works, and I'd drive it to California tomorrow without hesitation. Every time I get the fever, and start looking at new cars, I come to my senses and and go "What the hayull am I thinking?". The old Camry probably needs a paint job, but it's had most typical things replaced that wear out over 20 years. Buying a new one when there is nothing wrong with this one would be madness at this point. It will probably outlast me.
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All-In [27152]
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Yep. Things would be different if interest rates were back in the 2s
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Mar 14, 2024, 10:14 PM
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But not right now. I'll wait it out and see what happens.
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Oculus Spirit [85339]
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Some companies may offer 0-2% but probably not what you are looking for***
Mar 15, 2024, 10:02 AM
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Hall of Famer [24119]
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Re: Wifey drives the "new" car, a 2017 Outback. Me, I'm still driving the
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Mar 14, 2024, 10:24 PM
[ in reply to Wifey drives the "new" car, a 2017 Outback. Me, I'm still driving the ] |
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You sound like me. I may not finance my next one (depending on rates), but I really don't need a car. The bus stop is at the end of my street and it puts me two blocks from work. I have 3 grocery stores less than a mile away. We have two trains that will take us to the fun districts. I have been on board with public transportation for a while.
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CU Medallion [58443]
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Hall of Famer [24119]
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Re: Dear Old Camry ...
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Mar 14, 2024, 10:41 PM
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Just sold my 2005 Jeep. I never drove it anyway. But, it was the end of an era. It was a pre Charlotte car. That and a Mercedes C class have been my only 'adult' cars.
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110%er [9035]
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Re: Dear Old Camry ...
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Mar 14, 2024, 10:41 PM
[ in reply to Dear Old Camry ... ] |
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best car ever made
i bought one new in '97, wife drove it for 10 years, mother drove it for 10 years, then gave it to my nephew who drives it now, rides like new, AC still freezing cold
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All-In [27152]
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Dial it one year back.
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Mar 14, 2024, 11:03 PM
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That was the year; last of that generation. I would put that against a tank.
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CU Medallion [58443]
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Before the 03, I had a white 96, and it was a great car as well.
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Mar 14, 2024, 11:13 PM
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I mean, put gas in it, change the oil, keep air in the tires, and drive it. It was a great car too; somebody is probably still driving it.
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Lot o points [155976]
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Bingo. They started intentionally making them cheaper after this one.
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Mar 17, 2024, 9:39 AM
[ in reply to Dial it one year back. ] |
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This was the last of the built to a standard and not built to a price Camrys.
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All-In [27152]
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And why is it that late 90s body styles are pretty much universally better than
Mar 17, 2024, 6:00 PM
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anything produced in the 2010s. The rounding off of cars, especially SUVs, was a moral sin.
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Lot o points [155976]
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Multiple reasons, all unfortunate.
Mar 17, 2024, 10:19 PM
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-Fuel economy standards (and the advent of common wind tunnel testing to optimize body shapes
-Crash Test standards and the universal realization that certain shapes absorb impacts to ace the tests better than others
-Really, really stupid pedestrian impact standards which pretty much eliminated wedge shapes, low hoods, and pop-up headlights.
All have combined to give us the same generically styled blob cars that have to meet the multiple masters that the govt has put on them.
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All-TigerNet [11640]
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Life is too short to drive pieces of crap.***
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Mar 14, 2024, 10:08 PM
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Orange Blooded [4792]
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Re: Have been seriously considering a new car.
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Mar 14, 2024, 11:14 PM
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Just paid off my Acura with 34k miles so I'm looking forward to at least five years without a car payment before possibly dipping my toes back into the water. God speed to anyone who has to buy right now.
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Legend [16733]
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Re: Have been seriously considering a new car.
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Mar 15, 2024, 12:34 AM
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There are some deals out there fir used cars.
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Hall of Famer [21940]
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same boat bro
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Mar 15, 2024, 9:08 AM
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especially w/ my truck, but even so for the kid hauler.
2015 tundra, could realllllllly use a full/crew cab. bought the extended cab (still 4 door) back before I had kids. paid for, reliable, etc. ... just can't bring myself to forking over $70k for a truck.
kid hauler, like I've documented, we're just going to buy out our lease. cheapest option.
I actually ran the numbers...and this is wild. residual value + $ down for lease + 36 lease payments is STILL cheaper than a comparable new car. by about $5k
both are Toyotas pre motor overhauls so they'll last forever.
if we get another baby in the oven then we'll have to expand, a la Chassman15, but we ain't even pre-heated the oven yet so we got time.
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Oculus Spirit [75725]
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Dude, you don't have to pay $70k for a truck,
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Mar 15, 2024, 9:31 AM
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You don understand that I got a brand new crew cab for less than 70k, right?
I think that rich kid wife of yours really has your head all jacked up in some areas. We need to get you back down to South GA for a week or 3.
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Hall of Famer [21940]
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the truck I want is $70k
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Mar 15, 2024, 9:51 AM
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and you're right, I don't have to spend $70k on a truck b/c I have one that's beat up and paid for, lol
my truck's 10 years old, paid for, dinged, scratched, dented, tires rub....the whole FBCooch 9. I'm representing south GA well
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Oculus Spirit [85339]
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3 yrs ago I paid half that for a new F-150 Crew Cab 5.0
Mar 15, 2024, 9:59 AM
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Got 42K miles on it now. Today though listed at $46K which is the same price as a Lightning.
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Hall of Famer [21940]
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shoulda coulda woulda
Mar 15, 2024, 10:11 AM
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but yeah, once I found out my wife was preggers I shoulda snagged a new Tundra. I think they were in the mid-40s at that time too.
to be fair, the truck I want is $64k....but w/ taxes and #### here, that'll clear 70. and that's just the same model truck I have now (Tundra Limited) w/ the big crew cab.
so yeah, I'll drive mine till she breaks....OR....I might look at the 2020/2021s (last year they still had the V8). either way, I'm not doing jack shid until this economy bottoms out and people start spending money again.
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Lot o points [155976]
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Half? Aint no way
Mar 15, 2024, 11:11 AM
[ in reply to 3 yrs ago I paid half that for a new F-150 Crew Cab 5.0 ] |
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We bought ours around the same time and I think you got the same XLT I did, other than engine.
Sticker on mine was $54-55k and I got it for $42, which I was really happy with.
If I’m mistaken and you got the construction crew model with vinyl flooring and 2wd, please accept my full apologies, as $35 was very doable.
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Oculus Spirit [75725]
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Oh, if I were just getting every bell and whistle I think I want on a truck
Mar 15, 2024, 10:15 AM
[ in reply to the truck I want is $70k ] |
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it would certainly be 70k plus. The main thing "missing" from mine is that beeper to tell me if I'm about to hit something in front of me. I've got one for like high speed circumstances, but I need one for parking garages and my house. I'd also have liked the deal where I can just open my door with the key in my pocket, but that really isn't worth more than $40 to me.
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Lot o points [155976]
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Never put money down on a lease unless its
Mar 15, 2024, 11:07 AM
[ in reply to same boat bro ] |
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I’m the form of fully refundable deposits that buy down the money factor, and even then, their ROI on the buy down had better outpace what you could do putting that money elsewhere.
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Oculus Spirit [75725]
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Hall of Famer [22948]
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Just bought a Genesis GV70
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Mar 15, 2024, 9:32 AM
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Needed more space for kids/camping compared to the cars I've been driving over past 20 years. But still wanted a fun drive and not too big.
GV70 and X3 were final two choices. Been driving BMW for years and finally switched it up as the GV70 is way better looking and had more upgrades at lower price. TBD if this fancy 'Hyundai' will last 5-7 years.
Been enjoying it for the past month. Red interior is starting to grow on me.
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All-In [47750]
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I bought a 2023 Genesis G70 (the sedan). Loved it.
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Mar 15, 2024, 10:01 AM
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A deer liked it more. Totaled at 15K miles.
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All-In [27152]
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3.3?***
Mar 15, 2024, 11:03 AM
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All-In [47750]
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Nah, the 2.5 AWD
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Mar 15, 2024, 12:02 PM
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The 3.3 is sweet tho.
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110%er [9735]
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Yes indeed
Mar 17, 2024, 5:54 PM
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Just paid the suburban off in Jan.
Purchased a Honda Insight hybrid in March 2023 at around freaking 6. 7%. I have a 815 or so credit score.
Then couldn't beat the interest rate on the Toyota corolla I purchased for my 16 yr old daughter at 0% for 12 month from my MIL. It was 5k and she was mad I wouldn't pay her in full lol. I was like nope I'll pay you over 12 months.
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Lot o points [155976]
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This is some 13" TV shidd right here.***
Mar 17, 2024, 10:22 PM
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All-In [40936]
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Put a new car payment
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Mar 18, 2024, 6:35 AM
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Into a car account and wait 2 or 3 more years. Then you will have enough saved or close to enough saved fot a new car. Find a car with 0 to 2 percent financing and use the money saved to pay or help lower your next car payment. Do it again after that car is paid for.
Ive been doing that for almost 30 years. My car payment now is 2300 a month, but I could have paid cash. They tried to short me on the trade in so I said no thanks. That added about 500 a month but I didnt care.
0 down, 1.9 percent interest, the internet marked off price and none of their stupid after sale add ons, none of those ever.
After 3 years its paid for and Ill keep saving the payment and the car fund will grow.
I alternate every 3 years either my wife gets a new car or I do. So the car we are driving is 6 years old. We keep the 9 year old car as our spare. Now I have two spares because I wanted to keep a 4 wheel dr truck for a spare too.
Im also at the age where driving a nice car is important. Comfort matters more than anything.
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Replies: 36
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