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Replies: 15
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Heisman Winner [137802]
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I chuckled.
Oct 31, 2017, 1:40 PM
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The 2008 325i that we ran over a driveshaft with a few weeks ago finally got the estimate from the insurance company. Car was well-taken care of and in pretty pristine shape, so we'll put KBB at somewhere around $8-9K. Estimate to repair: $32,000.
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Oculus Spirit [85121]
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Posts: 24872
Joined: 5/21/14
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And then what happened?***
Oct 31, 2017, 1:43 PM
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Oculus Spirit [79114]
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Posts: 24908
Joined: 8/29/12
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lutz, wat the wat?
Oct 31, 2017, 1:43 PM
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Did you tell them the value of the car?
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Heisman Winner [137802]
TigerPulse: 100%
Posts: 63759
Joined: 10/22/00
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No, since it's not my car.
Oct 31, 2017, 1:45 PM
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But they'll be totaling it, obviously.
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All-In [45662]
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Posts: 23774
Joined: 2/1/99
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Totaled sending check for $8000.
Oct 31, 2017, 1:47 PM
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Insurance done. Rates to go up.
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Legend [17337]
TigerPulse: 100%
Posts: 3961
Joined: 4/11/01
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So your bud did, in fact, kill his car...
Oct 31, 2017, 1:47 PM
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Heisman Winner [137802]
TigerPulse: 100%
Posts: 63759
Joined: 10/22/00
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It's kilt.
Oct 31, 2017, 1:50 PM
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They gave him a Hyundai for a rental, and it took them a week and a half to do it. But at least it's not his insurance paying for it.
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All-In [45047]
TigerPulse: 100%
Posts: 38460
Joined: 8/26/03
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That was the question I had, who's paying for it? Now I know
Oct 31, 2017, 1:54 PM
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Oculus Spirit [78828]
TigerPulse: 100%
Posts: 26421
Joined: 12/6/98
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it would have been nice
Oct 31, 2017, 1:48 PM
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if you helped your buddy out and said watch out or something
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CU Medallion [54758]
TigerPulse: 100%
Posts: 52802
Joined: 10/1/03
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while ruining the opp for awesome lunge posts??
Oct 31, 2017, 2:30 PM
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you, SIR, need to priorities skrait
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Lot o points [155652]
TigerPulse: 100%
Posts: 65723
Joined: 5/6/13
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Pro tip....get him to ask for a quote to buy it back.
Oct 31, 2017, 2:33 PM
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I totaled my 87 535is this past spring.
Had agreed value policy, so they paid me that amount and totaled it.
"How much to buy it back from you?" I asked. "Hmmmm, one sec....looks like $167."
Bought it back, sold it to another collector guy here in town for $1500.
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All-TigerNet [12270]
TigerPulse: 100%
Posts: 12594
Joined: 12/1/03
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i missed the original story. was said driveshaft still
Oct 31, 2017, 2:34 PM
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attached to it's vehicle?
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Oculus Spirit [78828]
TigerPulse: 100%
Posts: 26421
Joined: 12/6/98
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here's the cliffs
Oct 31, 2017, 3:27 PM
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19B sees a huge object (driveshaft) sitting in the road
Doesn't tell buddy driver
Buddy driver rides over and totals his car
19B laughs about it and has a great time at the concert
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Oculus Spirit [78876]
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Joined: 8/2/03
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You've aptly described 19b's lack of concern and
Oct 31, 2017, 4:57 PM
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empathy for others.
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Oculus Spirit [97673]
TigerPulse: 100%
Posts: 64811
Joined: 7/13/02
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One word. Totaled.
Oct 31, 2017, 3:12 PM
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When you hit 65-75% actual cash value, the insurance company will total it. Diffrent insurance companies have different thresholds, but most total a car around 70% ACV.
Little known fact.....A relatively minor wreck can total a modern car equipped with dash and side curtain airbags. Replacing those can run almost 8K or more. My gawd aweful (but still awesome) minivan I bought yesterday has about 67 air bags everywhere. If, at 150K miles there was $10K in damage PLUS all the airbags blew, it would be totaled. Probably fixable with the damage at 10K though and no air bags.
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Varsity [236]
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Posts: 500
Joined: 7/27/04
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Re: One word. Totaled.
Oct 31, 2017, 4:08 PM
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The % can be less (and mandated by the state).
When I did auto claims 10 years ago in SC, it was once the repair total hit 50% value of the car, it was deemed a total loss.
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