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All-In [34823]
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Just discovered a new feature of the ACA during my open
Apr 7, 2014, 1:11 PM
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enrollment:
If your spouse is eligible for insurance at their place of employment, they have to get their insurance there, even if you have a better plan.
This just gets better and better.
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110%er [7980]
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Is that all insurance or just at your work?***
Apr 7, 2014, 1:17 PM
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All-In [34823]
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It says on the slide that it is a requirement of the ACA.
Apr 7, 2014, 1:22 PM
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You must provide an affidavit for your spouse if you want to cover them on your policy.
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110%er [7980]
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I hope thats not enforced
Apr 7, 2014, 1:25 PM
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It makes 0 sense to have spouses on 2 different plans
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All-In [34823]
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"Affidavit" sounds pretty enforced.***
Apr 7, 2014, 1:27 PM
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110%er [7980]
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we shall see***
Apr 7, 2014, 1:27 PM
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All-In [34823]
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I have a bad feeling about this.
Apr 7, 2014, 1:28 PM
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And that was before the website fiasco.
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All-In [30455]
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Just wait till 2015.
Apr 7, 2014, 2:24 PM
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Employer mandate.
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Oculus Spirit [79400]
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Or not, depending on how Barry feels.***
Apr 7, 2014, 2:27 PM
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All-In [34823]
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Ezekiel Emmanuel (Rahm's brother, and one of the ACA
Apr 7, 2014, 3:14 PM
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architects of the plan) wrote an editorial this weekend that proclaimed that by 2025 "no one will have insurance through their employer anymore."
Everything will be cheaper and running so well by then, everyone will be buying through their exchanges as an individual.
He was boasting about this.
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110%er [8243]
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Which would be OK if my employer compensated me for
Apr 7, 2014, 3:24 PM
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what they are currently paying for insurance. I think.
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All-In [30455]
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CU Medallion [53716]
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110%er [8243]
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It makes perfect sense in my world.
Apr 7, 2014, 1:30 PM
[ in reply to I hope thats not enforced ] |
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My wife's employer offers a low rate on employee plus children, but it goes up significantly if you add spouse. My employer offers a great rate on employee only. No brainer.
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Varsity [236]
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Re: It makes perfect sense in my world.
Apr 7, 2014, 1:54 PM
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It's cheaper for my wife and I to be on separate plans. I have a high deductible plan (with HSA) through my employer and the wife has a traditional plan through her employer. Since I rarely go to the doctor, makes more sense financially to put the premium savings into the HSA account. We don't have kids yet, so I'm able to invest the funds in my HSA tax-free for down-the-road expenses. Also, HSA funds aren't limited to the policy-holder, just to the type of expense.
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Legend [17753]
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Don't know how if/how that relates to ACA but my employer
Apr 7, 2014, 7:12 PM
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and wife's have both have been pushing eligible spouses off of plans if that spouse has an employer-offered plan. Started pushing hard about 4 years ago IIRC.
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